Pre Qualify 

The mortgage lenders listed below are people we know and trust. They have all been in the business a long time and we know how they treat our clients. We have also observed that they typically offer significantly lower interest rates and loan fees than we see with other lenders. Regardless, we encourage all of our buyer clients to shop around and get at least 3 written mortgage quotes (Good Faith or Closing Cost Estimates) before you decide on a lender. (See our Mortgage Shopping Tips page to learn how to shop like a Pro)

You may submit a mortgage application online with any of these lenders by using the link below their contact information. You will be automatically redirected to their website. (See our Preferred Lenders Page to read more information about each of these lenders) 

John SpikerJohn Spiker, Senior Loan Officer

Loan Types: Conventional, FHA, VA, Rural Development, Construction Loans and IHFA (Idaho Housing), purchases and refinances

The Legacy Group of Academy Mortgage

2845 E. Overland Rd., Suites 160 &  170, Meridian ID 83642
Direct: 208-854-8407
, Cell: 208-794-2333
Fax: 208-854-8420

NMLS #46322    Corporate NMLS #3113
MLO-1039, Corp ID MBL-671

Kevin SpencerKevin Spencer, Loan Officer

Loan Types: Conventional, Idaho Housing, FHA, VA and Rural Development; First Time Home Buyer, owner occupied and investor properties

Umpqua Bank Home Lending / Boise Store
Service Areas: Idaho, Oregon, Washington & Montana
2300 S. Eagle Road, Meridian ID 83642
Office: 208-855-2962, Cell: 208-484-0085
NMLSR #3401

Casi PorterCasi Porter, Senior Credit Officer

Loan Types: Agricultural/Farm Loans, Homes with Acreage, Bare Land and Construction Loans

Service Areas: Idaho, Oregon, Washington & Montana.
Northwest Farm Credit Services
16034 Equine Dr.
P.O. Box 3010, Nampa ID 83687
Office: 208-468-1600, Cell: 208-863-0852
Toll-free: 800-819-3312, Fax: 208-468-1632
NMLS #573285