Just in time for New Year's resolutions...budgeting basics! With these tips you'll be a Boise Home owner in no time!
Budget Basics Worksheet
The first step in getting yourself in financial shape to buy a home is to know exactly how much money comes in and how much goes out. Use this worksheet to list your income and expenses below.
| INCOME | |
| Take Home Pay (all family members) | |
| Child Support/Alimony | |
| Pension/Social Security | |
| Disability/Other Insurance | |
| Interest/Dividends | |
| Other | |
| Total Income |
| EXPENSES | |
| Rent/Mortgage (include taxes, principal, and insurance) | |
| Life Insurance | |
| Health/Disability Insurance | |
| Vehicle Insurance | |
| Homeowner’s or Other Insurance | |
| Car Payments | |
| Other Loan Payments | |
| Savings/Pension Contribution | |
| Utilities (gas, water, electric, phone) | |
| Credit Card Payments | |
| Car Upkeep (gas, maintenance, etc.) | |
| Clothing | |
| Personal Care Products (shampoo, cologne, etc.) | |
| Groceries | |
| Food Outside the Home (restaurant meals and carryout) | |
| Medical/Dental/Prescriptions | |
| Household Goods (hardware, lawn, and garden) | |
| Recreation/Entertainment | |
| Child Care | |
| Education (continuing education, classes, etc.) | |
| Charitable Donations | |
| Miscellaneous | |
| Total Expenses | |
|
Remaining Income After Expenses (Subtract Total Income from Total Expenses) |
Reprinted from REALTOR® magazine (REALTOR.org/realtormag) with permission of the NATIONAL ASSOCIATION OF REALTORS®. Copyright 2008. All rights reserved.
# # #
Whether you are searching for Homes in Boise, an Eagle Idaho Horse Property, Homes in Meridian Idaho or Land in Caldwell Idaho you have come to the right place. We specialize in representing buyers searching for Boise area real estate.
Our Boise MLS Search Engine coupled with our Local Demographic Data combine to provide you every listed property in the area along with concise economic, historical, climate and school information for each city in the valley.
We assist buyers in search of the rich, healthy and vibrant lifestyle that Boise is known for. Come and enjoy the low stress environment, low cost of living, excellent schools, low taxes, friendly people and boundless recreational activities Boise has to offer.
